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Establishing cash reserves

An area of financial planning that is sometimes neglected is the managing of cash.  Most people in general realize that it is important to...

Divergence between the economy and stocks

In recent years the stock market has generally performed well when economic news tended to be more favorable.  Last week there were a number...

Understanding corporate mergers and taxes

Recently there has been quite a bit of controversy over a corporate practice of U.S. companies buying foreign corporations to reduce their taxes.  This...

Plane crash over Ukraine disrupts market calm

Last week’s plane crash reinforced the notion that the world can be at times a dangerous place. A plane crash is always tragic, given...

Evaluating risk and insurance

With investing people undertake risk with the hope of achieving a higher return.  With insurance you are doing the opposite, incurring a cost to...

First half of 2014 was surprisingly good

Going into this year, there was an expectation that 2014 might not be a very good year for financial markets. At the end of...

Gambling versus investing

There is a perception among some that investing in the stock market is similar to gambling. That arises because, like gambling, there are times...

Total jobs are at a new high

When the monthly employment report was released last week one statistic cited was that we are at a new record level for jobs in...

Financial markets have been unusually calm

For those who tend to watch the stock market closely, you may have noticed that this has been a relatively calm year for the...

Interest rates continue to remain low

One of the surprises thus far in 2014 is that interest rates have continued to remain near record low levels.  At the end of...