Learn how to manage cash reserves

One area in the investment field that tends to get overlooked involves the establishment of cash reserves. When referring to cash, I am not discussing the money that someone has in their wallet, but rather funds that are in money market or savings ac [..]

Football and Thanksgiving Day a long-time tradition

Since 1920, the NFL has played football games on Thanksgiving Day. Traditionally, the league has the Dallas Cowboys and the Detroit Lions hosting games every year. However, in 2006, the NFL added a third game to their Thanksgiving Day schedule. Now w [..]

Fees continue to drop on index products

This past week a major provider of index funds dropped their fees to a record low level. The provider, Blackrock, which markets the I Share funds dropped their fees to .03% on their total market stock fund. In addition fees were dropped on a numbe [..]

Get real about real estate: Quitclaim deed is simplest way to transfer title

Dear Michael: I want to transfer my home to my son. What type of transfer do you suggest and is there a property tax reassessment? Answer:  What you are referring to is called a Quitclaim Deed. A quit claim deed does not contain any implied w [..]

It is natural to feel you are in over your head

“If you aren’t in over your head, how do you know how tall you are?” - T. S. Eliot   There have been many times in my life that I have felt like I was involved in something that I was not capable of handling. Whether it h [..]

Please, no more pictures of your wine and cheese

Although I dabble on Facebook, I rarely participate in the day-to-day posts and updates. I’ve even stopped sending happy birthday wishes due to the simple fact that someone is having a birthday every three days. I have 165 “friends” [..]

Employment growth accelerates in October

The monthly employment report for October was reported this past week, and it was the best reading thus far in 2015. Interestingly my column last week discussed how the growth rate of the economy had slowed during the third quarter, and now we have a [..]

Sometimes you have to get fired up

“Don’t try to be somebody else. You have to be yourself at all times.” - John Wooden   Over the last few weeks I have been changing my tune in some of the lunch groups that I run for the district. I noticed that some of t [..]

Discussing my antipathy toward aging—again

I must be totally candid; I'm not handling the aging process gracefully, as you know. I'm not quite sure why. However, I believe it first started about the time I turned 60 and made the mistake of looking into a clean mirror with my glasses on (I h [..]

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